Background and credit report for deceased

Order certified death certificates.

Credit Steps to Take After a Relative's Death

Send the certificate via certified mail with an old credit card statement, to make sure it gets linked to the right account. Let the creditors know whether the estate is going through probate. If paying for the certificates could pose a hardship, start with a few creditors and ask them to return the certificates, so you can reuse them. Gather information.

Why Does My Credit File Say I'm Dead?

Request credit reports from the three major credit bureaus — Experian , Equifax and TransUnion — by sending a certified death certificate and the other documents each bureau requires. Verify debts before the estate pays them.

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Siobhan, Kidderminster. Explore our Help Centre Our credit report centre is full of information on what 's in your credit report and how to improve your credit rating.